Auto Financing

LightStream is’s Prefered choice lender. Let them help you with the best Auto Financing Rates:

Fixed Low Interest Rates with AutoPay

Auto Loan amounts ranging from $5,000 to $100,000

No fees, down payment requirements or prepayment penalties

A fast online application (you will receive a quick response during business hours)

Funds available as soon as the same day you apply*

LightStream also has two important features we haven’t seen offered by any other lender:


You can always be confident that LightStream’s rates are among the lowest you’ll find. In fact, if you can find a lower qualifying rate, they’ll beat it.


If you are not convinced that the LightStream loan is the best loan experience ever, they’ll give you $100.†

Used Car Loans from Dealer:

Auto Refinancing:

Private Party Auto Loans:

Classic Car Loans:

New Car Loans:

*You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

†After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan.

We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.